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Disability Insurance Audio Presentations

Welcome to Disability-Insurance.com's audio presentations. Our narrator and senior consultant, Eric Cochran, is an expert in the field of disability insurance.

Eric has helped us prepare a series of presentations to further explain the importance of disability insurance and some key features and riders of the ProVider Plus disability income insurance policy underwritten by The Berkshire Life Insurance Company of America, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America ("Guardian").

We hope you find these audio presentations helpful and welcome your comments and questions.

Thank you!

Click on Titles to Hear
Audio Presentations

Introduction
Disability Insurance In General

Can you afford to be without it?
ProVider Plus Section 1

Guaranteed renewable,
non-cancellable and
definitions of total disability
ProVider Plus Section 2

Residual Disability
ProVider Plus Section 3

Interrupted Elimination Period,
Waiver of Premium and
Waiver of Elimination Period
ProVider Plus Section 4

Presumptive Disability and
Capital Sum Benefit
ProVider Plus Section 5

Graded Lifetime Extension
Benefit Period and
Cost of Living Adjustment Rider
ProVider Plus Section 6

Future Increase Option Rider,
Automatic Increase Rider and
Social Insurance Substitute Rider
ProVider Plus Section 7

Group Disability Insurance
Replacement Rider
Eric Cochran is licensed to conduct insurance business in the following states:
CA, DC, GA, KS, KY, MD, MI, NC, VI, CA. CA: OE17392.
Policy Forms 0100, 1100 and 2100 are underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly-owned stock subsidiary of The Guardian Life Insurance Company of America ("Guardian"), New York, NY. Policy Forms NC111 and NC112 in CA are provided by Guardian. Product provisions and features may vary by state.